Policy Documents

73 results

Roadmap for Reducing Reliance on CRA Ratings

The roadmap sets clear timelines for concrete action to reduce mechanistic reliance on CRA ratings and for authorities to promote and strengthen own credit risk assessment approaches.

EDTF Principles and Recommendations for Enhancing the Risk Disclosures of Banks

This report provides seven fundamental principles for enhancing the risk disclosures of banks.

Principles for Sound Residential Mortgage Underwriting Practices

In March 2011 the Financial Stability Board (FSB) published a thematic review of residential mortgage underwriting and origination practices. Based on the findings of the review, six recommendations were set out, one of which asked the FSB to develop an international principles-based framework for sound underwriting practices. After providing sufficient time for implementation, the FSB […]

Policy Measures to Address Systemically Important Financial Institutions

This document sets out the critical policy measures that form the parts of the FSB SIFI Framework. Full implementation is targeted for 2019.

Intensity and Effectiveness of SIFI Supervision: Progress report on implementing the recommendations on enhanced supervision

Increasing the intensity and effectiveness of supervision is a key component of the Financial Stability Board’s (FSB’s) efforts to reduce the moral hazard posed by systemically important financial institutions (the “SIFI framework”), along with requiring added capital loss absorbency and facilitating the orderly resolution of firms. On November 1, 2010 the FSB, in consultation with […]

FSB Recommendations to Strengthen Oversight and Regulation of Shadow Banking

This document defines shadow banking and sets out measures to enhance oversight of less regulated sectors.

Principles for Sound Residential Mortgage Underwriting Principles

This consultative document set out a framework for sound residential mortgage underwriting practices. Comments should be sent to [email protected] by 9 December 2011.

Thematic Review of Mortgage Underwriting and Origination Practices

The report takes stock of existing mortgage underwriting practices and provides a framework for jurisdictions to set minimum acceptable underwriting standards.

Reducing the Moral Hazard Posed by Systemically Important Financial Institutions

This report recommends a policy framework for addressing the systemic and moral hazard risks associated with systemically important financial institutions (SIFIs).

Intensity and Effectiveness of SIFI Supervision: Recommendations for Enhanced Supervision

In the aftermath of the financial crisis, the FSB and the G20 Leaders have identified as a priority the need for more intense and effective supervision particularly as it relates to systemically important financial institutions (SIFIs). The level of supervision applied by national authorities must be commensurate with the potential destabilization risk that such firms […]