This paper discusses moral hazard in the context of the deposit insurer and the financial safety net and suggests instruments and best practices that can mitigate moral hazard.
Institutional and Market Infrastructure
18 March 2013
This paper examines deposit insurance coverage and suggests additional guidance for effective deposit insurance practice as requested by the Financial Stability Board (FSB) Thematic Review on Deposit Insurance Systems: Peer Review Report.
9 November 2012
This paper examines public awareness of deposit insurance systems and suggests additional guidance for effective deposit insurance practices as requested by the Financial Stability Board (FSB) Thematic Review on Deposit Insurance Systems: Peer Review Report.
9 November 2012
This paper examines deposit insurer reimbursement systems and suggests additional guidance for effective deposit insurance practice as requested by the Financial Stability Board (FSB) Thematic Review on Deposit Insurance Systems: Peer Review Report.
31 October 2012
This paper reviews the challenges, issues and effective practices for reimbursing depositors and sets out supporting guidance for the effective implementation of Core Principle 17 of the BCBS/IADI Core Principles for Effective Deposit Insurance Systems.
18 April 2012
This document contains 24 principles to be observed by financial market infrastructures (systemically important payment systems, central securities depositories, securities settlement systems, central counterparties and trade repositories) and five responsibilities of relevant authorities in regulating, supervising and overseeing these infrastructures.
1 February 2012
A complete set of counter-measures against Money Laundering and the Financing of Terrorism and Proliferation, covering the required legal, regulatory, and operational measures.
1 October 2011
This paper reviews the differential premiums systems used by deposit insurers and, where appropriate, suggests guidance in the form of principles and effective practices in order to enhance the differential premiums systems used by deposit insurers.
2 September 2011
Credit reporting systems are a key element of countries' financial infrastructure. The General Principles (GPs) aim at strengthening credit reporting systems to effectively support the sound and fair extension of credit in an economy as the foundation for robust and competitive markets. To this end, the GPs promote safe and efficient credit reporting systems.
20 January 2011
The ICR Standard is designed as a broad-spectrum assessment tool to assist countries in their efforts to evaluate and improve insolvency and creditor/debtor regimes.